About Desert Springs Mortgage

Desert Springs Mortgage LLC is a full service mortgage brokerage focusing on the purchase market through realtor partnerships and outstanding customer service.

We offer Conventional, FHA, FHA 203K, VA, USDA, Foreign National, Non-Warrantable Condos, Asset Based Lending, HomePath, HomePath Renovation, Hard Money, Fix and Flip Property, Commercial Lending, Reverse Mortgages and many other various financing options.

We also offer avenues of credit consulting and re-building so even if someone cannot purchase today we will put them on the correct path so they may in the near future.

We appreciate any opportunity and look forward to earning your business.

Meet Your Phoenix Home Loan Specialists!

Mitch Stam Loan Originator – Broker – Owner

Mitch Stam

Licensed Loan Originator – Broker – Owner

Phone: (623) 293-0837
Fax: (623) 432-1177
NMLS #: 310878
License #: MLO-091540
Licensed States: AZ, CA, OR, WA, CO

For 20+ years, Mitch Stam and his team have helped clients find the best home loan and interest rate customized for his client’s particular financing needs. Mitch’s hands on approach helps clients understand the mortgage process from beginning all the way to the end. Now more than ever it’s important to have an experienced and seasoned licensed mortgage professional helping you through the home loan process. Mitch and his team are here and ready to do just that.

Shana Stam Mortgage Loan Processor

Shana Stam

Mortgage Loan Processor

Phone: (623) 293-0837
Fax: (623) 432-1177

We have a passion for our clients’ true results and a pragmatic drive for action that starts Monday morning 8am and doesn’t let up.

Why Choose Desert Springs Mortgage for
Your Home Loan?

Ability to shop for the absolute best interest rates in the industry with no surprises at closing.

No processing fees for Conventional, FHA, VA & USDA loan programs.

Real-time updates from beginning to end of your home loan process.

Accurate & complete home loan pre-approvals same day, no longer than within 24 hours.

Smooth and on-time home loan closings.

Keeping clients educated before and throughout the entire home loan process.

We Are Here to Help

If you are ready to be matched with your ideal loan, please give us a call today at (623) 432-1309 to schedule your free consultation. We look forward to meeting you and helping you to achieve your mortgage goals.

FREE Mortgage Rate Quote!

See What Our Clients Are Saying About Us!

Edward Brabham
Edward Brabham
22:08 09 Jun 20
Awesome working with Desert Springs, very professional, thorough and prompt when having answering questions - 1st and last choice when dealing with my mortgage
Carol Johnston
Carol Johnston
01:16 05 Jun 20
Mitch and Shana have done 3 mortgages for our family. The last one that closed Tues for our daughter was a mess. They never gave up on trying to make it work. We are so thankful for them.
Mark Lawson
Mark Lawson
00:17 05 Jun 20
Great experience ! Very efficient and professional !!
Edward Brabham
Edward Brabham
20:56 04 Jun 20
Awesome working with Desert Springs, very professional, thorough and prompt when having answering questions - 1st and last choice when dealing with my mortgage
Rob Hannaford
Rob Hannaford
20:13 04 Jun 20
Mitch got the job done where another lender failed! He is fast, professional, very responsive and always offers valuable advice. It was a pleasure working with Mitch & Shana and I would recommend them to anyone!
Rob Boyer
Rob Boyer
19:46 04 Jun 20
Mitch and Shana were absolutely professional, prompt with answers to any questions we had, and upfront about what the whole process would entail. They were personable and caring. If we need another Mortgage Service Company in the future, there's only one name that comes to mind. Desert Springs Mortgage. Always kept us informed of what was happening and what was coming up in the process. Thanks Mitch & Shana
Joshua Brees
Joshua Brees
14:06 05 Sep 19
One of the best experiences we have had in a very long time. The process was seamless and stress free. The group at Desert Springs is a poster child of true customer service. Thank you Mitch for you and the teams support during a stressful time.
Anne Hartner
Anne Hartner
20:02 24 Jul 19
Answered my many questions and made the process as smooth as possible. Good team!
Judy Ann Young
Judy Ann Young
16:08 05 Jun 19
Mitch Stam worked very hard to make sure that I received the best rate and mortgage to fit my requirements. I have been through the home purchasing experience a few times. This is the first time someone really was looking out for my best interests. I would highly recommend working with Mitch to anyone looking for a home mortgage.
Carol Trammell
Carol Trammell
18:52 17 Apr 19
Great experience working with Mitch and Shana. Very professional yet warm and friendly. They were really upfront and on top of every detail. Thank you!
J P
J P
22:44 08 Apr 19
Excellent group to work with. They are dedicated to their work and helping the customer. We had a lot of issues with our house purchase all being the sellers fault and Desert Springs Mortgage did everything in their power to correct the issues. I highly recommend them and I would definitely use them again.
Heidi Stallings
Heidi Stallings
21:32 02 Apr 19
I have been through many refinances over the years and this was the smoothest, quickest and most efficient refi I have every done. Everyone I spoke to was great, Mitch kept me up to date on everything that was happening and everything went through smoothly. I would highly recommend Desert Springs Mortgage.