About Desert Springs Mortgage

Desert Springs Mortgage LLC is a full service Phoenix mortgage broker focusing on the purchase market through realtor partnerships and outstanding customer service.

We offer Conventional, FHA, FHA 203K, VA, USDA, Foreign National, Non-Warrantable Condos, Asset Based Lending, HomePath, HomePath Renovation, Hard Money, Fix and Flip Property, Commercial Lending, Reverse Mortgages and many other various financing options.

We also offer avenues of credit consulting and re-building so even if someone cannot purchase today we will put them on the correct path so they may in the near future.

We appreciate any opportunity and look forward to earning your business.

Meet Your Phoenix Home Loan Specialists!

Mitch Stam Loan Originator – Broker – Owner

Mitch Stam

Licensed Loan Originator – Broker – Owner

Phone: (623) 293-0837
Fax: (623) 432-1177
NMLS #: 310878
License #: MLO-091540
Licensed States: AZ, CA, OR, WA, CO

For 20+ years, Mitch Stam and his team have helped clients find the best home loan and interest rate customized for his client’s particular financing needs. Mitch’s hands on approach helps clients understand the mortgage process from beginning all the way to the end. Now more than ever it’s important to have an experienced and seasoned licensed mortgage professional helping you through the home loan process. Mitch and his team are here and ready to do just that.

Shana Stam Mortgage Loan Processor

Shana Stam

Mortgage Loan Processor

Phone: (623) 293-0837
Fax: (623) 432-1177

We have a passion for our clients’ true results and a pragmatic drive for action that starts Monday morning 8am and doesn’t let up.

Why Choose Desert Springs Mortgage for
Your Home Loan?

Ability to shop for the absolute best interest rates in the industry with no surprises at closing.

No processing fees for Conventional, FHA, VA & USDA loan programs.

Real-time updates from beginning to end of your home loan process.

Accurate & complete home loan pre-approvals same day, no longer than within 24 hours.

Smooth and on-time home loan closings.

Keeping clients educated before and throughout the entire home loan process.

We Are Here to Help

If you are ready to be matched with your ideal loan, please give us a call today at (623) 432-1309 to schedule your free consultation. We look forward to meeting you and helping you to achieve your mortgage goals.

FREE Mortgage Rate Quote!

See What Our Clients Are Saying About Us!

Larry Geer
Larry Geer
18:16 12 Jul 21
Was very happy with the whole house buying process they made it easy
Chris King
Chris King
14:13 06 Feb 21
When in the bottom of the 9th, the preferred lender gave up on me. So, I reached out to Mitch with Desert Springs and I wish I would have just started with them.Not only did Mitch and his team get... me a house loan, they also got my an amazing rate and they got the closing done in record timing!!Next time I need a mortgage, I’m going to Desert Springs. As well as, going to refer anyone I know that needs a mortgage too.Thanks Desert Springs!read more
N. Patrick Waddell
N. Patrick Waddell
16:51 27 Jan 21
Samantha Pierce
Samantha Pierce
03:03 27 Jan 21
Debbi Mitchell
Debbi Mitchell
02:44 27 Jan 21
I would 100% recommend Mitch and Shana Stam at Desert Springs Mortgage. My 1st time buying a house and I was so nervous and had 100's of questions. They were there for me every step of the way.... Mitch and Shana you are the best. Thank you for everything! We love our new home 💖read more
Travis Cary
Travis Cary
00:45 27 Jan 21
Mitch is great and always is their to answer questions and guide you through the process.
Estuardo Escobar
Estuardo Escobar
00:38 27 Jan 21
Linda Daniels
Linda Daniels
22:15 13 Oct 20
Working with Desert Springs was a very enjoyable experience. Few problems arose but were handled expediently and very professional. You kept us advised of everything that occurred along the way. ... Loved doing business with you. We will recommend you to our friends.Many thanks,James and LInda Danielsread more
aether
aether
18:33 28 Sep 20
Excellent, efficient, and easy to work with! Highly professional, supportive, and friendly. I’m a 100% satisfied customer. Would recommend to anyone!
Bri Rampick
Bri Rampick
00:18 25 Sep 20
Gwendolyn Dunn MUSIC
Gwendolyn Dunn MUSIC
15:17 16 Jun 20
Michael Perino
Michael Perino
18:22 15 Jun 20
This was our first experience with a mortgage broker and we have nothing but positive things to say about the services provided by Desert Springs Mortgage. While the financing process itself s... archaic and burdensome, Mitch’s knowledge and experience minimizes the demands placed on the borrower. We would recommend Desert Springs Mortgage without hesitation.read more
Richard Marshall
Richard Marshall
18:02 15 Jun 20
Always have had good experiences. Thank you
Ann Caswell
Ann Caswell
15:42 15 Jun 20
Mitch was very prompt and helpful. He explained everything very well.
Gia Donor
Gia Donor
04:42 15 Jun 20
I would like to thank Mitch and Sarah for taking a time helpIng me finding Lower interest and affordable mortgage. I appreciate you very much for letting me know this good opportunity when it... comes.Thank you again.read more
Jobana Garcia
Jobana Garcia
23:13 14 Jun 20
Great team !I was a first time buyer of my house and they always answered all my questions. Definitely the bests!!
dt5az
dt5az
20:16 14 Jun 20
Michael Beach
Michael Beach
19:58 14 Jun 20
I have used Desert Spring Mortgage to purchase and refinance my home. They we abke to get everything done both times in a timely manner.
Edward Brabham
Edward Brabham
22:08 09 Jun 20
Awesome working with Desert Springs, very professional, thorough and prompt when having answering questions - 1st and last choice when dealing with my mortgage
Jason Allen
Jason Allen
19:47 09 Jun 20
Austin Vandever
Austin Vandever
18:01 06 Jun 20
Carol Johnston
Carol Johnston
01:16 05 Jun 20
Mitch and Shana have done 3 mortgages for our family. The last one that closed Tues for our daughter was a mess. They never gave up on trying to make it work. We are so thankful for them.
B Diddy
B Diddy
01:05 05 Jun 20
Scott Nelson
Scott Nelson
00:29 05 Jun 20
Mitch is awesome!
Mark Lawson
Mark Lawson
00:17 05 Jun 20
Great experience ! Very efficient and professional !!
Rob Boyer
Rob Boyer
19:46 04 Jun 20
Mitch and Shana were absolutely professional, prompt with answers to any questions we had, and upfront about what the whole process would entail. They were personable and caring. If we need another... Mortgage Service Company in the future, there's only one name that comes to mind. Desert Springs Mortgage. Always kept us informed of what was happening and what was coming up in the process. Thanks Mitch & Shanaread more
Joshua Brees
Joshua Brees
14:06 05 Sep 19
One of the best experiences we have had in a very long time. The process was seamless and stress free. The group at Desert Springs is a poster child of true customer service. Thank you Mitch for you... and the teams support during a stressful time.read more
Anne Hartner
Anne Hartner
20:02 24 Jul 19
Answered my many questions and made the process as smooth as possible. Good team!
Aaron Friedman
Aaron Friedman
20:52 22 Jul 19
Donna ONeal
Donna ONeal
16:01 29 Jun 19
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