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Adjustable and Fixed Rate Mortgages for Arizona Homeowners

September 13th, 2017 by DesSpr No Comments

If you have been looking to get a mortgage, you might have heard terms that you don’t understand. The world of mortgages is pretty complex, with many different products for different needs, credit scores, and circumstances. Let’s go over two of the most common mortgage loans, the adjustable and fixed rate mortgages for Arizona homeowners…. [read more]

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The Benefits of Greeting New Neighbors (Instead of Avoiding Them)

August 9th, 2017 by DesSpr No Comments

Moving is stressful, expensive, and exhausting. When the last moving truck has left and you are surrounded by boxes of yearbooks, pillows and office supplies, your neighbors are probably the last thing on your mind. But, avoiding greeting your new neighbors might not be a great idea. After all, you share a neighborhood. This means… [read more]

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What You Need to Know About Your Home Inspection Report

July 19th, 2017 by DesSpr No Comments

If you are selling your house or just thinking about it, you might be wondering about the home inspection process and what to expect. What will your home inspection report say? Will it be a deal breaker for most buyers? Are there any major repairs that you didn’t even know needed to be done? With… [read more]

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Reading Credit Report

July 5th, 2017 by DesSpr No Comments

So, you’ve decided to pull your credit report. Few things in life are more stress-inducing than keeping an eye on your credit, and worse, knowing you need to fix something but don’t know what. Your credit report will spit out several pages of data, but it’s not always easy to decipher what the data means… [read more]

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Moving to Arizona – Finding a Realtor & Mortgage Broker

June 13th, 2017 by DesSpr No Comments

Moving to a new area is daunting, especially if you don’t know anyone. For some, it can almost feel like moving to a new country, or even planet! New grocery stores, different customs, different social norms, and a variety of other factors can make it extremely nerve-wracking. If you are moving to Arizona, don’t worry,… [read more]

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Factors to Determine if A Home is a Good Investment

May 18th, 2017 by DesSpr No Comments

When purchasing a home, many people focus on finding the perfect property that fits into their present and future lifestyle. Yet you also should determine whether the home is a good investment to make. A good investment will typically net you more than you put into the home at its purchase (and in subsequent improvements). It… [read more]

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First-Time Home Buying with HOA Fees

April 28th, 2017 by DesSpr No Comments

If you are a buying a home for the first time, or you are looking into buying a home in a community that has an HOA, it’s a good idea to get acquainted with the way the HOA works. In general, an Homeowner’s Association is put in place with the intent of protecting property values…. [read more]

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Tips for Making an Offer on a House

April 7th, 2017 by DesSpr No Comments

Many of you have already experienced it, and some of you can’t wait to try it. The process of finding your lender and getting your home loan, that nail-biting phone call, that signature the moment when you make on offer on your dream house. There are so many questions, worries, and a healthy dose of… [read more]

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4 Websites to Help You Evaluate the Safety of Your Future Neighborhood

January 26th, 2017 by mstam@desertspringsfinancial.com

When you’re just moving into a neighborhood, it can be hard to know exactly what you’re getting into. Certainly, you can see the sights for yourself and read about your new community online, but there are still things that may not be readily available. If you’re looking for the cold, hard facts on the safety of your neighborhood, look no further than the following websites for the things you’ll want to know.

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Refinancing Your Mortgage: How To Get The Most Out of Your Home Equity

January 25th, 2017 by mstam@desertspringsfinancial.com

With interest rates on the rise following the 2016 election, it’s possible that you’re now considering your options for refinancing your current mortgage. It can sometimes be hard to know all of the ins and outs of making this choice, though, and it’s important to know what’s involved.

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