Our mortgage experts can help you compare many refinance loan programs to find you the best options available.
type of service
Reasons to Refinance
Lower your current mortgage payment.
You may be able to get a lower interest rate because of changes in the market conditions or because your credit score has improved.
Adjust the term of your mortgage.
A mortgage with a longer term for payback can reduce the amount that you pay in monthly mortgage payments. On the other hand, shorter-term mortgages generally have lower interest rates. Plus, you pay off your loan sooner, which reduces your total interest costs.
Consolidate debt from other loans or credit cards.
At Desert Springs Mortgage, we understand that debt can pile up over months and years. Consolidating those debts into a lower rate tax-deductible mortgage refinance is a smart way to gain control over your finances and put money in your pocket.