Mortgage Broker Phoenix AZ | Home Loans | Desert Springs Mortgage, LLC
If you are looking to buy a home or refinance in Phoenix, or throughout the state of Arizona, give us a call at (623) 432-1309 to schedule your consultation.
As a locally owned and family-operated mortgage company based in Phoenix, we partner with over 45 different lenders to bring you a variety of loan products with competitive rates throughout the states of Arizona, California, Colorado, Oregon and Washington.
We believe that there is a mortgage which is ideally suited to every need. No matter your situation, we will find you an affordable, flexible loan that helps you achieve your goals.
This type of mortgage conforms to the Fannie Mae and Freddie Mac conforming loan limits. Down payments start as low as 3%. There are no processing fees for our conventional loans, or for VA, FHA or USDA loans.
If you are a veteran, active-duty service member or eligible surviving spouse, you can apply for a loan insured by the US Department of Veterans Affairs (VA). With this type of mortgage, you can move into a home in Phoenix now with zero down and affordable rates.
A favorite of first time homebuyers, the FHA mortgage program is backed by the Federal Housing Administration (FHA). This type of loan includes a down payment as low as 3.5%. Returning homebuyers are also welcome to apply.
This is a special type of FHA-insured mortgage which you can use to buy and restore a fixer-upper.
USDA rural home loans are guaranteed by the US Department of Agriculture. Through this income-based program, you could buy a home with no down payment and affordable rates.
When you need to borrow an amount higher than is possible through the Fannie Mae and Freddie Mac conforming loan limits, a jumbo mortgage gives you the financing you need.
Senior citizens can apply for a reverse mortgage to borrow against their home equity. You can use this type of loan to pad your finances during retirement while remaining in your home.
If you need a loan to purchase commercial real estate in Phoenix, AZ, we can help you close fast on an office, store, warehouse, or other type or property.
We can help you buy a condo which doesn’t meet the Fannie Mae and Freddie Mac standards for warrantability.
With this type of fast short-term financing, you can fix and flip Arizona real estate. We make the process smooth and easy so you can get the most out of your investment.
If you are ready to find the right type of financing for your needs, Desert Springs Mortgage is here to help. To schedule your consultation today, please give us a call at (623) 432-1309. We look forward to connecting you with your ideal loan in Phoenix and throughout the states of Arizona, California, Colorado, Oregon and Washington.
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Desert Springs Mortgage, LLC is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines.