As a locally owned and family-operated mortgage company based in Phoenix, we partner with over 45 different lenders to bring you a variety of loan products with competitive rates throughout the states of Arizona, California, Colorado, Oregon and Washington.
We believe that there is a mortgage which is ideally suited to every need. No matter your situation, we will find you an affordable, flexible loan that helps you achieve your goals.
This type of mortgage conforms to the Fannie Mae and Freddie Mac conforming loan limits. Down payments start as low as 3%. There are no processing fees for our conventional loans, or for VA, FHA or USDA loans.
A favorite of first time homebuyers, the FHA mortgage program is backed by the Federal Housing Administration (FHA). This type of loan includes a down payment as low as 3.5%. Returning homebuyers are also welcome to apply.
USDA rural home loans are guaranteed by the US Department of Agriculture. Through this income-based program, you could buy a home with no down payment and affordable rates.
Senior citizens can apply for a reverse mortgage to borrow against their home equity. You can use this type of loan to pad your finances during retirement while remaining in your home.
We can help you buy a condo which doesn’t meet the Fannie Mae and Freddie Mac standards for warrantability.
If you are ready to find the right type of financing for your needs, Desert Springs Mortgage is here to help. To schedule your consultation today, please give us a call at (623) 432-1309. We look forward to connecting you with your ideal loan in Phoenix and throughout the states of Arizona, California, Colorado, Oregon and Washington.
Desert Springs Mortgage, LLC is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines.