Anyone looking for homes or is looking into renovating is probably familiar with the 203k loan. These loans allow you
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If you are looking to buy a home or refinance in Phoenix, or throughout the state of Arizona, give us a call at (623) 432-1309 to schedule your consultation.
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Apart from gaining the financial benefits of owning a home, many people also take the time to understand what they
What Is a Cash-Out Mortgage Refinance? Cash-out mortgage refinancing is when homeowners refinance their mortgage to get a lump sum
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If you are ready to move into a beautiful home in Phoenix or throughout the states of Arizona, California, Colorado, Oregon and Washington, please give us a call today at (623) 432-1309 to schedule your consultation. Whether you are looking to purchase or refinance, we can help you get competitive rates and outstanding features.
See What Our Clients Are Saying About Us!
Larry Geer
18:16 12 Jul 21
Was very happy with the whole house buying process they made it easy
Chris King
14:13 06 Feb 21
When in the bottom of the 9th, the preferred lender gave up on me. So, I reached out to Mitch with Desert Springs and I wish I would have just started with them.Not only did Mitch and his team get... me a house loan, they also got my an amazing rate and they got the closing done in record timing!!Next time I need a mortgage, I’m going to Desert Springs. As well as, going to refer anyone I know that needs a mortgage too.Thanks Desert Springs!read more
N. Patrick Waddell
16:51 27 Jan 21
Samantha Pierce
03:03 27 Jan 21
Debbi Mitchell
02:44 27 Jan 21
I would 100% recommend Mitch and Shana Stam at Desert Springs Mortgage. My 1st time buying a house and I was so nervous and had 100's of questions. They were there for me every step of the way.... Mitch and Shana you are the best. Thank you for everything! We love our new home 💖read more
Travis Cary
00:45 27 Jan 21
Mitch is great and always is their to answer questions and guide you through the process.
Estuardo Escobar
00:38 27 Jan 21
Linda Daniels
22:15 13 Oct 20
Working with Desert Springs was a very enjoyable experience. Few problems arose but were handled expediently and very professional. You kept us advised of everything that occurred along the way. ... Loved doing business with you. We will recommend you to our friends.Many thanks,James and LInda Danielsread more
aether
18:33 28 Sep 20
Excellent, efficient, and easy to work with! Highly professional, supportive, and friendly. I’m a 100% satisfied customer. Would recommend to anyone!
Bri Rampick
00:18 25 Sep 20
Gwendolyn Dunn MUSIC
15:17 16 Jun 20
Michael Perino
18:22 15 Jun 20
This was our first experience with a mortgage broker and we have nothing but positive things to say about the services provided by Desert Springs Mortgage. While the financing process itself s... archaic and burdensome, Mitch’s knowledge and experience minimizes the demands placed on the borrower. We would recommend Desert Springs Mortgage without hesitation.read more
Richard Marshall
18:02 15 Jun 20
Always have had good experiences. Thank you
Ann Caswell
15:42 15 Jun 20
Mitch was very prompt and helpful. He explained everything very well.
Gia Donor
04:42 15 Jun 20
I would like to thank Mitch and Sarah for taking a time helpIng me finding Lower interest and affordable mortgage. I appreciate you very much for letting me know this good opportunity when it... comes.Thank you again.read more
Jobana Garcia
23:13 14 Jun 20
Great team !I was a first time buyer of my house and they always answered all my questions. Definitely the bests!!
dt5az
20:16 14 Jun 20
Michael Beach
19:58 14 Jun 20
I have used Desert Spring Mortgage to purchase and refinance my home. They we abke to get everything done both times in a timely manner.
Edward Brabham
22:08 09 Jun 20
Awesome working with Desert Springs, very professional, thorough and prompt when having answering questions - 1st and last choice when dealing with my mortgage
Jason Allen
19:47 09 Jun 20
Austin Vandever
18:01 06 Jun 20
Carol Johnston
01:16 05 Jun 20
Mitch and Shana have done 3 mortgages for our family. The last one that closed Tues for our daughter was a mess. They never gave up on trying to make it work. We are so thankful for them.
B Diddy
01:05 05 Jun 20
Scott Nelson
00:29 05 Jun 20
Mitch is awesome!
Mark Lawson
00:17 05 Jun 20
Great experience ! Very efficient and professional !!
Rob Boyer
19:46 04 Jun 20
Mitch and Shana were absolutely professional, prompt with answers to any questions we had, and upfront about what the whole process would entail. They were personable and caring. If we need another... Mortgage Service Company in the future, there's only one name that comes to mind. Desert Springs Mortgage. Always kept us informed of what was happening and what was coming up in the process. Thanks Mitch & Shanaread more
Joshua Brees
14:06 05 Sep 19
One of the best experiences we have had in a very long time. The process was seamless and stress free. The group at Desert Springs is a poster child of true customer service. Thank you Mitch for you... and the teams support during a stressful time.read more
Anne Hartner
20:02 24 Jul 19
Answered my many questions and made the process as smooth as possible. Good team!
Aaron Friedman
20:52 22 Jul 19
Donna ONeal
16:01 29 Jun 19
Theodore Massouras
02:01 19 Jun 19
Very good and timely service, have used Desert Springs Mortgage many times never disappointed..
Judy Ann Young
16:08 05 Jun 19
Mitch Stam worked very hard to make sure that I received the best rate and mortgage to fit my requirements. I have been through the home purchasing experience a few times. This is the first time... someone really was looking out for my best interests. I would highly recommend working with Mitch to anyone looking for a home mortgage.read more
Krista Swanson
20:16 04 Jun 19
Such great service, easy to do remotely, and professional!
Jill Bartlett
22:15 26 Apr 19
Mitch was fantastic to work with! They gave us a great rate and the process was smooth and painless. I would use again.
Sheree Estes
19:09 25 Apr 19
Carol Trammell
18:52 17 Apr 19
Great experience working with Mitch and Shana. Very professional yet warm and friendly. They were really upfront and on top of every detail. Thank you!
Chad Carlson
02:00 10 Apr 19
J P
22:44 08 Apr 19
Excellent group to work with. They are dedicated to their work and helping the customer. We had a lot of issues with our house purchase all being the sellers fault and Desert Springs Mortgage did... everything in their power to correct the issues. I highly recommend them and I would definitely use them again.read more
Rexford MacGregor
13:23 08 Apr 19
Teri Horton
21:02 04 Apr 19
Mitch and Shana were very helpful every step of the way. They helped to make my house purchase easier. I highly recommend Desert Springs Mortgage.
Nancy Lane
18:59 03 Apr 19
Understanding and worked very hard to get my loan accepted I’m very happy with my home
JoAnn McConnaughey
14:46 03 Apr 19
Heidi Stallings
21:32 02 Apr 19
I have been through many refinances over the years and this was the smoothest, quickest and most efficient refi I have every done. Everyone I spoke to was great, Mitch kept me up to date on... everything that was happening and everything went through smoothly. I would highly recommend Desert Springs Mortgage.read more
Vanessa Latham
20:41 02 Apr 19
Mitch and his team were excellent to work with. Very knowledgeable and efficient!
Greg Fortunato
21:17 23 May 18
Jeremy assisted me with securing my mortgage and I was very pleased with my experience. Not only was he very quick to respond and happy to answer my questions, he also went out of his way to ensure I... was kept in the loop throughout the process. In the end it took less than a month to receive official approval. Jeremy was also very honest and transparent. His guidance was on point, and there were never any surprising fees or complications. Overall this is the type of person you want to handle your loan. He is an expert of the industry, communicates very well, and works hard to exceed expectations.read more
Matt C
02:27 02 Nov 15
My wife and I recently bought a home with the help of Jeremy Boillot and Shana Audett at Desert Springs Mortgage & Financial. Desert Springs has an amazing and trustworthy team. Jeremy was our... mortgage broker and he helped us understand everything that goes into buying a home. Anytime we had questions all we had to do was give him a call and he was always there for us. As a first time buyer we were nervous, but in then end with Jeremy's help we felt confident when it came making all of our decisions. When it came time to close Jeremy locked us in at a lower interest rate than when we started the process, and with conservative planning our monthly mortgage payment and closing costs were lower than expected. I highly recommend going with Jeremy and the people at Desert Springs Mortgage & Financial and I will revisit them again if I decide to refinance or buy another home. Thank you all so much!read more
Judy Haenel
23:17 30 Jul 14
thank you Jason for the great information in helping my son prequalify for a loan. We appreciate your making it easy to understand. You and your staff are great at returning phone calls quickly.We... were surprised at the amount he was able to qualify for. (now to find the perfect home!!)read more
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Desert Springs Mortgage, LLC is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines.