Living in Phoenix

As the Arizona state capital, Phoenix is also its most populous city. More than 1,680,000 people inhabit Phoenix with even more living in the surrounding communities of the Phoenix metropolitan area, a.k.a. the Valley of the Sun.

If you are thinking about buying a home in Phoenix, you probably want to be able to visualize what it will be like. Let’s talk about the cost of living in Phoenix, employment opportunities, education, leisure, weather and more.

What is the Cost of Living in Phoenix?

What is the Cost of Living in Phoenix?

Sperling’s Best Places compares the cost of living in Phoenix, AZ, to the cost of living in Arizona or the USA as a whole in a variety of categories.

Overall, it is marginally more expensive to live in Phoenix than it is elsewhere in Arizona or the United States.

On a scale where 100 represents the US average cost of living, Phoenix is ranked at 103.7, and Arizona at 102.2.

Some costs are less expensive than the US average, such as groceries and healthcare expenses.

Others are pricier, including utilities and transportation.

What about the cost of housing in Phoenix, Arizona? With the US average at 100, the cost of housing in Phoenix is 103.5. But it is slightly less expensive than the 107.8 rating assigned to Arizona.

Sperling’s reports the median home cost for the USA to be $231,200. The median home cost for Arizona is $249,300. For Phoenix, it is $239,400.

Employment Opportunities in Phoenix

Employment Opportunities in Phoenix

The US Census eports that the median household income in Phoenix is $54,765. The per capita income is $27,870.

Phoenix offers many opportunities in the retail industry (Walmart is the largest employer in the state) along with the healthcare industry.

Other major companies which are either based in Phoenix or have a significant presence there include Avnet, PetSmart, Republic Services, Freeport-McMoRan, Honeywell, American Express, U-HAUL, Best Western, American Express, Apollo Group, and Pinnacle West.

Phoenix Education

Phoenix Education

There are 505 schools in Phoenix, including 446 public schools and 59 private schools.

In terms of higher education, students may attend Arizona State University, which is based in Tempe but has a couple of Phoenix campuses.

Those looking to enter the medical field can consider at the University of Arizona College of Medicine.

Other institutions of higher education available to Phoenix area residents include the Maricopa County Community College District, Grand Canyon University, the University of Phoenix, Barrow Neurological Institute, and the Arizona Summit Law School.

Getting Around Phoenix

Getting Around Phoenix

If you’re looking for public transportation options, you can use the Valley Metro system, which includes a combination of trains and buses.

Sperling’s reports that around 3.3% of the population commutes to work using public transit. 5.4% of the population works at home, 12.5% of the population carpools, and the remaining 74.6% drive to work independently.

The average one-way commute time is 25.4 minutes, which is marginally shorter than the 26.4 minutes which is the average across the country.

How is the Weather in Phoenix?

How is the Weather in Phoenix?

With 299 days of sunlight on average throughout the year, Phoenix is a great place to live if you enjoy hot, bright days.

You can expect around nine annual inches of rain and no snowfall.

Temperatures in July can surpass 100°F. But winter lows are mild, dipping to only around 43°F.

Leisure and Entertainment in Phoenix

Leisure and Entertainment in Phoenix

What is there to see and do if you are living in Phoenix or the surrounding area?

If you are a sports fan, you can watch the Phoenix Suns, the Phoenix Mercury, the Arizona Diamondbacks, the Arizona Cardinals, and the Arizona Coyotes.

Enjoy the performing arts? The Phoenix Symphony Opera, Arizona Opera, the Ballet Arizona and the Orpheum Theatre all feature performances.

If you like to learn, you can stop by museums like the Arizona Capitol Museum, the Phoenix Art Museum, the Scottsdale Museum of Contemporary Art and the Arizona Science Center.

Phoenix and the surrounding metro area also offer many opportunities for shopping and dining. In particular, the area is renowned for its Mexican food.

See What Our Clients Are Saying About Us!

Chris King
Chris King
14:13 06 Feb 21
When in the bottom of the 9th, the preferred lender gave up on me. So, I reached out to Mitch with Desert Springs and I wish I would have just started with them.Not only did Mitch and his team get... me a house loan, they also got my an amazing rate and they got the closing done in record timing!!Next time I need a mortgage, I’m going to Desert Springs. As well as, going to refer anyone I know that needs a mortgage too.Thanks Desert Springs!read more
N. Patrick Waddell
N. Patrick Waddell
16:51 27 Jan 21
Samantha Pierce
Samantha Pierce
03:03 27 Jan 21
Debbi Mitchell
Debbi Mitchell
02:44 27 Jan 21
I would 100% recommend Mitch and Shana Stam at Desert Springs Mortgage. My 1st time buying a house and I was so nervous and had 100's of questions. They were there for me every step of the way.... Mitch and Shana you are the best. Thank you for everything! We love our new home 💖read more
Travis Cary
Travis Cary
00:45 27 Jan 21
Mitch is great and always is their to answer questions and guide you through the process.
Turbo Roks
Turbo Roks
00:38 27 Jan 21
Linda Daniels
Linda Daniels
22:15 13 Oct 20
Working with Desert Springs was a very enjoyable experience. Few problems arose but were handled expediently and very professional. You kept us advised of everything that occurred along the way. ... Loved doing business with you. We will recommend you to our friends.Many thanks,James and LInda Danielsread more
C Mo
C Mo
18:33 28 Sep 20
Excellent, efficient, and easy to work with! Highly professional, supportive, and friendly. I’m a 100% satisfied customer. Would recommend to anyone!
Bri Rampick
Bri Rampick
00:18 25 Sep 20
Gwendolyn Dunn MUSIC
Gwendolyn Dunn MUSIC
15:17 16 Jun 20
Michael Perino
Michael Perino
18:22 15 Jun 20
This was our first experience with a mortgage broker and we have nothing but positive things to say about the services provided by Desert Springs Mortgage. While the financing process itself s... archaic and burdensome, Mitch’s knowledge and experience minimizes the demands placed on the borrower. We would recommend Desert Springs Mortgage without hesitation.read more
Richard Marshall
Richard Marshall
18:02 15 Jun 20
Always have had good experiences. Thank you
Ann Caswell
Ann Caswell
15:42 15 Jun 20
Mitch was very prompt and helpful. He explained everything very well.
Gia Donor
Gia Donor
04:42 15 Jun 20
I would like to thank Mitch and Sarah for taking a time helpIng me finding Lower interest and affordable mortgage. I appreciate you very much for letting me know this good opportunity when it... comes.Thank you again.read more
Jobana Garcia
Jobana Garcia
23:13 14 Jun 20
Great team !I was a first time buyer of my house and they always answered all my questions. Definitely the bests!!
dt5az
dt5az
20:16 14 Jun 20
Michael Beach
Michael Beach
19:58 14 Jun 20
I have used Desert Spring Mortgage to purchase and refinance my home. They we abke to get everything done both times in a timely manner.
Edward Brabham
Edward Brabham
22:08 09 Jun 20
Awesome working with Desert Springs, very professional, thorough and prompt when having answering questions - 1st and last choice when dealing with my mortgage
Jason Allen
Jason Allen
19:47 09 Jun 20
Austin Vandever
Austin Vandever
18:01 06 Jun 20
Carol Johnston
Carol Johnston
01:16 05 Jun 20
Mitch and Shana have done 3 mortgages for our family. The last one that closed Tues for our daughter was a mess. They never gave up on trying to make it work. We are so thankful for them.
B Diddy
B Diddy
01:05 05 Jun 20
Scott Nelson
Scott Nelson
00:29 05 Jun 20
Mitch is awesome!
Mark Lawson
Mark Lawson
00:17 05 Jun 20
Great experience ! Very efficient and professional !!
Rob Hannaford
Rob Hannaford
20:13 04 Jun 20
Mitch got the job done where another lender failed! He is fast, professional, very responsive and always offers valuable advice. It was a pleasure working with Mitch & Shana and I would recommend... them to anyone!read more
Rob Boyer
Rob Boyer
19:46 04 Jun 20
Mitch and Shana were absolutely professional, prompt with answers to any questions we had, and upfront about what the whole process would entail. They were personable and caring. If we need another... Mortgage Service Company in the future, there's only one name that comes to mind. Desert Springs Mortgage. Always kept us informed of what was happening and what was coming up in the process. Thanks Mitch & Shanaread more
Joshua Brees
Joshua Brees
14:06 05 Sep 19
One of the best experiences we have had in a very long time. The process was seamless and stress free. The group at Desert Springs is a poster child of true customer service. Thank you Mitch for you... and the teams support during a stressful time.read more
Anne Hartner
Anne Hartner
20:02 24 Jul 19
Answered my many questions and made the process as smooth as possible. Good team!
Aaron Friedman
Aaron Friedman
20:52 22 Jul 19
Donna ONeal
Donna ONeal
16:01 29 Jun 19
Theodore Massouras
Theodore Massouras
02:01 19 Jun 19
Very good and timely service, have used Desert Springs Mortgage many times never disappointed..
Judy Ann Young
Judy Ann Young
16:08 05 Jun 19
Mitch Stam worked very hard to make sure that I received the best rate and mortgage to fit my requirements. I have been through the home purchasing experience a few times. This is the first time... someone really was looking out for my best interests. I would highly recommend working with Mitch to anyone looking for a home mortgage.read more
Krista Swanson
Krista Swanson
20:16 04 Jun 19
Such great service, easy to do remotely, and professional!
Jill Bartlett
Jill Bartlett
22:15 26 Apr 19
Mitch was fantastic to work with! They gave us a great rate and the process was smooth and painless. I would use again.
Sheree Estes
Sheree Estes
19:09 25 Apr 19
Carol Trammell
Carol Trammell
18:52 17 Apr 19
Great experience working with Mitch and Shana. Very professional yet warm and friendly. They were really upfront and on top of every detail. Thank you!
Chad Carlson
Chad Carlson
02:00 10 Apr 19
J P
J P
22:44 08 Apr 19
Excellent group to work with. They are dedicated to their work and helping the customer. We had a lot of issues with our house purchase all being the sellers fault and Desert Springs Mortgage did... everything in their power to correct the issues. I highly recommend them and I would definitely use them again.read more
Rexford MacGregor
Rexford MacGregor
13:23 08 Apr 19
Teri Horton
Teri Horton
21:02 04 Apr 19
Mitch and Shana were very helpful every step of the way. They helped to make my house purchase easier. I highly recommend Desert Springs Mortgage.
Nancy Lane
Nancy Lane
18:59 03 Apr 19
Understanding and worked very hard to get my loan accepted I’m very happy with my home
JoAnn McConnaughey
JoAnn McConnaughey
14:46 03 Apr 19
Heidi Stallings
Heidi Stallings
21:32 02 Apr 19
I have been through many refinances over the years and this was the smoothest, quickest and most efficient refi I have every done. Everyone I spoke to was great, Mitch kept me up to date on... everything that was happening and everything went through smoothly. I would highly recommend Desert Springs Mortgage.read more
Vanessa Latham
Vanessa Latham
20:41 02 Apr 19
Mitch and his team were excellent to work with. Very knowledgeable and efficient!
Greg Fortunato
Greg Fortunato
21:17 23 May 18
Jeremy assisted me with securing my mortgage and I was very pleased with my experience. Not only was he very quick to respond and happy to answer my questions, he also went out of his way to ensure I... was kept in the loop throughout the process. In the end it took less than a month to receive official approval. Jeremy was also very honest and transparent. His guidance was on point, and there were never any surprising fees or complications. Overall this is the type of person you want to handle your loan. He is an expert of the industry, communicates very well, and works hard to exceed expectations.read more
Matt C
Matt C
02:27 02 Nov 15
My wife and I recently bought a home with the help of Jeremy Boillot and Shana Audett at Desert Springs Mortgage & Financial. Desert Springs has an amazing and trustworthy team. Jeremy was our... mortgage broker and he helped us understand everything that goes into buying a home. Anytime we had questions all we had to do was give him a call and he was always there for us. As a first time buyer we were nervous, but in then end with Jeremy's help we felt confident when it came making all of our decisions. When it came time to close Jeremy locked us in at a lower interest rate than when we started the process, and with conservative planning our monthly mortgage payment and closing costs were lower than expected. I highly recommend going with Jeremy and the people at Desert Springs Mortgage & Financial and I will revisit them again if I decide to refinance or buy another home. Thank you all so much!read more
Judy Haenel
Judy Haenel
23:17 30 Jul 14
thank you Jason for the great information in helping my son prequalify for a loan. We appreciate your making it easy to understand. You and your staff are great at returning phone calls quickly.We... were surprised at the amount he was able to qualify for. (now to find the perfect home!!)read more
Bob Coudret
Bob Coudret
16:15 23 Jun 14
Jason Fremouw at Desert Springs mortgage provides outstanding service. I referred some clients that were not able to obtain a mortgage but Jason still went out of his way to help them and give them... some ideas for their current situation. Best mortgage person in the business who really cares about others.read more
Next Reviews

Move Into Your Phoenix Dream Home

Ready to make sunny Phoenix, AZ your home? Desert Springs Mortgage can connect you with a competitive home loan so you can close fast on your Phoenix dream home. Please call us today at (623) 432-1309 to schedule your consultation.


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See What Our Clients Are Saying About Us!

Chris King
Chris King
14:13 06 Feb 21
When in the bottom of the 9th, the preferred lender gave up on me. So, I reached out to Mitch with Desert Springs and I wish I would have just started with them.Not only did Mitch and his team get... me a house loan, they also got my an amazing rate and they got the closing done in record timing!!Next time I need a mortgage, I’m going to Desert Springs. As well as, going to refer anyone I know that needs a mortgage too.Thanks Desert Springs!read more
N. Patrick Waddell
N. Patrick Waddell
16:51 27 Jan 21
Samantha Pierce
Samantha Pierce
03:03 27 Jan 21
Debbi Mitchell
Debbi Mitchell
02:44 27 Jan 21
I would 100% recommend Mitch and Shana Stam at Desert Springs Mortgage. My 1st time buying a house and I was so nervous and had 100's of questions. They were there for me every step of the way.... Mitch and Shana you are the best. Thank you for everything! We love our new home 💖read more
Travis Cary
Travis Cary
00:45 27 Jan 21
Mitch is great and always is their to answer questions and guide you through the process.
Turbo Roks
Turbo Roks
00:38 27 Jan 21
Linda Daniels
Linda Daniels
22:15 13 Oct 20
Working with Desert Springs was a very enjoyable experience. Few problems arose but were handled expediently and very professional. You kept us advised of everything that occurred along the way. ... Loved doing business with you. We will recommend you to our friends.Many thanks,James and LInda Danielsread more
C Mo
C Mo
18:33 28 Sep 20
Excellent, efficient, and easy to work with! Highly professional, supportive, and friendly. I’m a 100% satisfied customer. Would recommend to anyone!
Bri Rampick
Bri Rampick
00:18 25 Sep 20
Gwendolyn Dunn MUSIC
Gwendolyn Dunn MUSIC
15:17 16 Jun 20
Michael Perino
Michael Perino
18:22 15 Jun 20
This was our first experience with a mortgage broker and we have nothing but positive things to say about the services provided by Desert Springs Mortgage. While the financing process itself s... archaic and burdensome, Mitch’s knowledge and experience minimizes the demands placed on the borrower. We would recommend Desert Springs Mortgage without hesitation.read more
Richard Marshall
Richard Marshall
18:02 15 Jun 20
Always have had good experiences. Thank you
Ann Caswell
Ann Caswell
15:42 15 Jun 20
Mitch was very prompt and helpful. He explained everything very well.
Gia Donor
Gia Donor
04:42 15 Jun 20
I would like to thank Mitch and Sarah for taking a time helpIng me finding Lower interest and affordable mortgage. I appreciate you very much for letting me know this good opportunity when it... comes.Thank you again.read more
Jobana Garcia
Jobana Garcia
23:13 14 Jun 20
Great team !I was a first time buyer of my house and they always answered all my questions. Definitely the bests!!
dt5az
dt5az
20:16 14 Jun 20
Michael Beach
Michael Beach
19:58 14 Jun 20
I have used Desert Spring Mortgage to purchase and refinance my home. They we abke to get everything done both times in a timely manner.
Edward Brabham
Edward Brabham
22:08 09 Jun 20
Awesome working with Desert Springs, very professional, thorough and prompt when having answering questions - 1st and last choice when dealing with my mortgage
Jason Allen
Jason Allen
19:47 09 Jun 20
Austin Vandever
Austin Vandever
18:01 06 Jun 20
Carol Johnston
Carol Johnston
01:16 05 Jun 20
Mitch and Shana have done 3 mortgages for our family. The last one that closed Tues for our daughter was a mess. They never gave up on trying to make it work. We are so thankful for them.
B Diddy
B Diddy
01:05 05 Jun 20
Scott Nelson
Scott Nelson
00:29 05 Jun 20
Mitch is awesome!
Mark Lawson
Mark Lawson
00:17 05 Jun 20
Great experience ! Very efficient and professional !!
Rob Hannaford
Rob Hannaford
20:13 04 Jun 20
Mitch got the job done where another lender failed! He is fast, professional, very responsive and always offers valuable advice. It was a pleasure working with Mitch & Shana and I would recommend... them to anyone!read more
Rob Boyer
Rob Boyer
19:46 04 Jun 20
Mitch and Shana were absolutely professional, prompt with answers to any questions we had, and upfront about what the whole process would entail. They were personable and caring. If we need another... Mortgage Service Company in the future, there's only one name that comes to mind. Desert Springs Mortgage. Always kept us informed of what was happening and what was coming up in the process. Thanks Mitch & Shanaread more
Joshua Brees
Joshua Brees
14:06 05 Sep 19
One of the best experiences we have had in a very long time. The process was seamless and stress free. The group at Desert Springs is a poster child of true customer service. Thank you Mitch for you... and the teams support during a stressful time.read more
Anne Hartner
Anne Hartner
20:02 24 Jul 19
Answered my many questions and made the process as smooth as possible. Good team!
Aaron Friedman
Aaron Friedman
20:52 22 Jul 19
Donna ONeal
Donna ONeal
16:01 29 Jun 19
Theodore Massouras
Theodore Massouras
02:01 19 Jun 19
Very good and timely service, have used Desert Springs Mortgage many times never disappointed..
Judy Ann Young
Judy Ann Young
16:08 05 Jun 19
Mitch Stam worked very hard to make sure that I received the best rate and mortgage to fit my requirements. I have been through the home purchasing experience a few times. This is the first time... someone really was looking out for my best interests. I would highly recommend working with Mitch to anyone looking for a home mortgage.read more
Krista Swanson
Krista Swanson
20:16 04 Jun 19
Such great service, easy to do remotely, and professional!
Jill Bartlett
Jill Bartlett
22:15 26 Apr 19
Mitch was fantastic to work with! They gave us a great rate and the process was smooth and painless. I would use again.
Sheree Estes
Sheree Estes
19:09 25 Apr 19
Carol Trammell
Carol Trammell
18:52 17 Apr 19
Great experience working with Mitch and Shana. Very professional yet warm and friendly. They were really upfront and on top of every detail. Thank you!
Chad Carlson
Chad Carlson
02:00 10 Apr 19
J P
J P
22:44 08 Apr 19
Excellent group to work with. They are dedicated to their work and helping the customer. We had a lot of issues with our house purchase all being the sellers fault and Desert Springs Mortgage did... everything in their power to correct the issues. I highly recommend them and I would definitely use them again.read more
Rexford MacGregor
Rexford MacGregor
13:23 08 Apr 19
Teri Horton
Teri Horton
21:02 04 Apr 19
Mitch and Shana were very helpful every step of the way. They helped to make my house purchase easier. I highly recommend Desert Springs Mortgage.
Nancy Lane
Nancy Lane
18:59 03 Apr 19
Understanding and worked very hard to get my loan accepted I’m very happy with my home
JoAnn McConnaughey
JoAnn McConnaughey
14:46 03 Apr 19
Heidi Stallings
Heidi Stallings
21:32 02 Apr 19
I have been through many refinances over the years and this was the smoothest, quickest and most efficient refi I have every done. Everyone I spoke to was great, Mitch kept me up to date on... everything that was happening and everything went through smoothly. I would highly recommend Desert Springs Mortgage.read more
Vanessa Latham
Vanessa Latham
20:41 02 Apr 19
Mitch and his team were excellent to work with. Very knowledgeable and efficient!
Greg Fortunato
Greg Fortunato
21:17 23 May 18
Jeremy assisted me with securing my mortgage and I was very pleased with my experience. Not only was he very quick to respond and happy to answer my questions, he also went out of his way to ensure I... was kept in the loop throughout the process. In the end it took less than a month to receive official approval. Jeremy was also very honest and transparent. His guidance was on point, and there were never any surprising fees or complications. Overall this is the type of person you want to handle your loan. He is an expert of the industry, communicates very well, and works hard to exceed expectations.read more
Matt C
Matt C
02:27 02 Nov 15
My wife and I recently bought a home with the help of Jeremy Boillot and Shana Audett at Desert Springs Mortgage & Financial. Desert Springs has an amazing and trustworthy team. Jeremy was our... mortgage broker and he helped us understand everything that goes into buying a home. Anytime we had questions all we had to do was give him a call and he was always there for us. As a first time buyer we were nervous, but in then end with Jeremy's help we felt confident when it came making all of our decisions. When it came time to close Jeremy locked us in at a lower interest rate than when we started the process, and with conservative planning our monthly mortgage payment and closing costs were lower than expected. I highly recommend going with Jeremy and the people at Desert Springs Mortgage & Financial and I will revisit them again if I decide to refinance or buy another home. Thank you all so much!read more
Judy Haenel
Judy Haenel
23:17 30 Jul 14
thank you Jason for the great information in helping my son prequalify for a loan. We appreciate your making it easy to understand. You and your staff are great at returning phone calls quickly.We... were surprised at the amount he was able to qualify for. (now to find the perfect home!!)read more
Bob Coudret
Bob Coudret
16:15 23 Jun 14
Jason Fremouw at Desert Springs mortgage provides outstanding service. I referred some clients that were not able to obtain a mortgage but Jason still went out of his way to help them and give them... some ideas for their current situation. Best mortgage person in the business who really cares about others.read more
Next Reviews