Buy a home with little to no money down

for Renters & Previous Homeowners in all of Arizona
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I want to buy a home

We're your personal shopper for a home mortgage. We'll bring you lots of choices, saving you time, frustration, and yes, lots of dollars on your mortgage.
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Purchase Now

I want to refinance my home

If you're thinking about refinance, our mortgage experts can help you compare many refinance loan programs to find you the best options available.
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What are the benefits of a broker vs banker?

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Why Work with a Mortgage Broker in Arizona?

We’re making mortgage lending easy again. Our locally owned and family operated Mortgage Brokerage takes the stress and guesswork out of buying or refinancing your home.

Working as a Mortgage Broker gives us the ability to do the shopping for you which assures you the best possible program and rate for your lending needs. We are not tied to any one lender or investor which means we are looking out for you.

With 100% transparency our clients agree and that’s why they’ve rated us 5 stars on Zillow!

Testimonials

Jeremy recently helped my husband and I close on our very first home. When we first contacted him he talked us through the process and told us what we would need. Although we didn’t qualify at the time, Jeremy stuck by us for a year helping us get what we needed to make our dream come true. He answered our million questions and if he didn’t have the answer he found it. He was available at all hours and always made us feel at ease. Jeremy became more than just our lender, he became a friend and we were happy to have him on our side. Mr. & Mrs. Ortiz
Mitch was referred to us by our Realtor. From the first telephone conversation Mitch explained the process of what going to happen and what was required once we found a house. Working with Mitch was amazingly easy! We would recommend him to family, friends and even acquaintance’s to handle their home financing. Thank you Mitch! Jim & Shannon Harris
I was buying a property from out of state and had to process everything remotely. We hit some snags on my end and Mitch and his staff worked through them with patience and courtesy.

Become a better shopper and save money where it really counts. Don’t save $5 on a blender, save $1,000s on a new home loan or refinancing your current loan.

Desert Springs Mortgage is not only a full service mortgage brokerage, we are also considered a lending matchmaker. In our industry we hear many misconceptions about buying a home, like the most common that you need 20% down. That’s just not the case!

Since you never know which loan is right for you, Desert Springs Mortgage has a variety of financing options, such as fixed rate mortgage, adjustable rate mortgage, and so much more. Even 0% down for our Veterans and 1% down for first time home buyers.

We are dedicated to supporting clients with financial assistance– offering credit rebuilding and consulting– to get you on the path of home ownership.

Our relationship doesn’t stop there. How does a early evaluation of your mortgage sound? The market changes on a regular basis with new rules and rates. We continue to look for opportunities to save you money long after the home purchase.

Everyday we strive to be the ideal mortgage provider throughout the valley. Explore our loan programs and resources, or reach out to our family and let us help yours. You get our personal cell number, not an 800 number. We’re here for you.

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